| Journal Call no. | HG1302.Q37 |
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| Article Title | Developments in the banking sector / Banking Policy Department. |
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| Is Part Of | Quarterly bulletin / Hong Kong Monetary Authority ; no.2, Feb 1995, p.67-70, illus. |
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| Abstract | Implementation of the first phase of deregulation of time deposits in the December quarter gave an added boost to the trend towards higher yielding time deposits. Profitability of the banking sector during 1994 was influenced by reduced loan demand, narrowing of the interest rates spread and change in the deposit mix. However, the overall net interest margin stood up quite well. HK dollar liquidity of the banking sector in the December quarter improved with a reduction in the HK dollar loan to deposit ratio and continued sharp increase in institutions' holding of negotiable debt instruments. |
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